At Naa Shika Loans, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you access our digital micro-lending, online payment, and secure money transfer services.

1. Data Collection: We collect information such as your name, contact details, financial information, and transaction history to process and manage your loan applications, facilitate online payments, and enable secure money transfers.

2. Data Usage: Your personal information is used for the purpose of evaluating loan eligibility, processing loan applications, conducting identity verification, and managing loan repayments. We may also use your data to improve our services, personalize your experience, and communicate with you regarding promotions and offers.

3. Data Security: We employ stringent security measures to protect your personal information from unauthorized access, alteration, or disclosure. We use industry-standard encryption technology, secure servers, and strict internal controls to ensure the confidentiality and integrity of your data.

4. Data Sharing: We may share your personal information with trusted third-party service providers, financial institutions, and credit bureaus for the purpose of verifying your identity, assessing creditworthiness, and facilitating loan disbursements and repayments. We do not sell or rent your personal information to third parties for marketing purposes.

5. Data Retention: We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes. We take reasonable steps to ensure the accuracy and relevance of the data we hold.

6. Cookies and Tracking Technologies: We use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and personalize content. You have the option to disable cookies in your browser settings, although this may impact certain features and functionality.

7. Policy Updates: We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We encourage you to review this policy regularly to stay informed about how we collect, use, and protect your personal information.

By accessing and using our services, you agree to the terms and conditions outlined in this Privacy Policy. If you have any questions or concerns about our data practices or your privacy rights, please contact us through the provided channels.

Last Updated: July 13th, 2023

Please note that this policy is subject to change without prior notice. It is your responsibility to review and familiarize yourself with the most recent version.